Experience You Can Count On

While Robyn puts a priority on making people feel comfortable and excited about the real estate process, she also brings a wealth of experience to the table. She’s been in the business for more than 20 years and is passionate about staying educated on the latest industry trends, laws and innovations. In addition, she also has put together a support team of dedicated professionals to ensure every aspect of your move is handled efficiently and to provide you with increased responsiveness.

Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web

Search Tools Like No Other

Ever wanted to have the tools that real estate agents do?

• Live streaming listings
• Up-to-date price reductions
• Limitless real estate search capability
• Neighborhood information

All this and more when you use the "search like an agent" link on the bottom of our homepage at RobynSeymour.com.

Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web

You may not have to foreclose!

There are many ways to stop the foreclosure process - and a short sale is one of the best ways!

Acknowledged by most one of the best alternatives available to circumvent foreclosure, the short sale is a more and more popular option. In this scenario, the lender agrees to take less than what you owe on the property, alleviating the homeowner of debt. Lenders are often more than willing to accept a short sale mainly because it considerably diminishes the expense and time involved in foreclosure proceedings. In the majority of cases, a short sale does less devastation to your credit than a foreclosure. A qualified REALTOR will be exceedingly helpful in finalizing the short sale process with you.


Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web

Stay connected....

Hello,
It's easy to stay abreast of the South Orange County real estate market- and specifically short sales - here on my blog. Get updates, real estate trends, listings and other et ceteras! Here you'll find easy links above to Twitter, LinkdIn, RobynSeymour.com and Facebook as well as many other important links. You can even choose to "follow" me on this blog on the right! It's easy to stay a step ahead, and I want to help you with any or all of your real estate and short sale needs. Thank you very much!
-Robyn

Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web

So, just what IS a short sale anyway?

First of all - unlike its name...it ISN'T short. It can and probably will take several months 3-5 is the current average. The 'short' refers to the fact that when there isn't enough equity or ANY equity in a home sellers can ask the existing lender(s) to accept an amount "Short" or less than the amount owed to allow the property to be sold. Almost always -a lender would rather accept a settlement today with a Short Sale than proceed to a foreclosure. Why? Lenders accept short sale pay-off nearly the full value of the property and if they foreclose...which can take months and legal fees, they are then on the hook for all the same expenses they have agreed to pay for the short sale but now need to carry the home for many months if not years in a declining market. Even when the lender finally has the freedom to sell a foreclosed property, they must pay nearly all of the same fees and expenses they would have incurred on the short sale but the property may be worth less.

Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web

Real estate is still a good investment!

The case for home ownership continues to be that it’s the best way for a family or an investor to accumulate wealth and leave a legacy. Responsibly owning a plot of land is still at the core of the American Dream! Survey results from the National Association of Realtors (NAR) in October 2010 affirms that two thirds of its respondents support home ownership and more specifically feel that now is the time to buy. Today can also be a perfect time to sell if you are in the driver’s seat and operating from a perspective that empowers you to create what you want in the next year of your life.

It's still a no-brainer! With interest rates at a 60 year low, and home prices still low making it a buyers market, it's a great time to be considering buying OR selling a property. Call us if you have any questions or need help planning your next move.

Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web

Interest rates lowest rate since the 1950′s

According to Frank Nofthaft, chief economist for Freddie Mac, the current policies have the interest lowest rate since the 1950′s.

Tuesday, September 27th, 2011, 10:19 am

The average interest rate on mortgages sold to the government-sponsored enterprises in August averaged 4.56%, a drop of 1 basis point from the previous month, according to the Federal Housing Finance Agency.

It's the fifth straight month of declines since the rate to reached 4.84% in March. On Oct. 3, the Federal Reserve will begin purchasing up to $400 billion in longer-term Treasurys and new agency mortgage-backed securities as part of an effort to keep borrowing costs low.

According to Frank Nothaft, chief economist at Freddie Mac, the Fed's previous policies have already pushed interest rates to the lowest level since the early 1950s.

Any additional drop would accelerate already declining rates, according to FHFA data.

In August, the 30-year fixed-rate mortgage averaged 4.63%, down 6 bps from the prior month. On all fixed- and adjustable-rate mortgages sold to the GSEs, the average rate was 4.52%, down 3 bps from July.

Roughly 30% of the purchase mortgages were "no-point" loans, the same share as the prior three months. The average term on these loans also declined more than six months to 27.6 years in August.

The average loan-to-value ratio was 77.2%, up more than one percentage point, and the average loan amount increased slightly to $214,300 in August.

Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
949-793-5088
Robyn@RobynSeymour.com
For more info/details on this and other properties,
Visit Us on the web