If you add up your total monthly expenses, including your mortgage, property tax payments, car payments, insurance, utilities and food and compare that to your take-home income, and see how much longer can you afford to keep up with your payments? If you have an adjustable rate, and the payment is going up, how long can you afford that? Is it worth prolonging your current financial situation?-especially if home values in your area are continuing to decline?
Robyn Seymour CLHMS SRES ABR CRS GRI
Prudential California Realty
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